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We know that rental cover can be complicated. This guide explains:
Car hire packages offered by car rental companies typically include Collision Damage Waiver (CDW) and Theft Protection (TP).
CDW limits your liability for damage to the car's bodywork, so the most you would have to pay towards any bodywork repairs is the 'CDW excess' amount. CDW policies typically exclude parts of the car such as wheels, tyres and windows — if any of these parts were damaged, you would normally be liable for the full cost of repairs.
TP limits your liability in case of theft of vehicle, so the most you would have to pay is the 'Theft Excess' amount.
Our Full Protection waiver product covers damage to all exterior and mechanical parts of the car and has no excess: whatever the car hire company withholds from your deposit for damage, we cover.
Damage repairs aren't the only charges you might face. Many cover products won't help with anything beyond repair charges — but our Full Protection waiver product covers much more:
|What would the car hire company withhold from my deposit?||Would Full Protection refund me?|
|Bodywork damage||Up to Collision Damage Waiver (CDW) Excess amount|
|Damage to:Roof, Undercarriage, Locks, Mirrors, Windows, Windscreens, Wheels, Tyres, Hubcaps, Engine, Clutch, Battery||Full cost of repairs|
|Theft||Up to Theft (TP) Excess amount|
|Roadside assistance, key loss||Call-out charges, towing costs, key replacement costs|
|Immobilisation charges||Car car hire company's loss of revenue while the car is being repaired|
|Administration charges – for any of the above||Full cost|
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